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What is Critical Illness Insurance?

In the event that you are diagnosed with a critical illness, medical bills, mortgages, utilities, groceries and other expenses can pile up quickly. What's more, those suffering from a critical illness may not be able to work at all, making it all the more difficult to make monthly payments and remain financially secure. That's where critical illness insurance can help.Critical illness insurance by KRG Insurance provides policyholders with a tax-free, lump sum payment they can use to offset the costs associated with medical care and missing work. In fact, those with critical illness insurance by KRGinsure can use the funds they receive how they please, including to:

  • Replace reduced or lost income
  • Pay for private treatment
  • Renovate their home to account for medical equipment storage or at-home care
  • Seek treatment outside of Canada
  • Purchase medical equipment
  • Make payments on monthly bills

Many provincial and private insurance plans do not cover all of the costs related to a critical illness, making dedicated protection invaluable. Critical illness insurance is a flexible plan, providing a cash benefit you can use for any out-of-pocket expenses.Critical illness insurance by KRG Insurance allows you to focus on your health and quality of life rather than day-to-day expenses. What's more, these policies can supplement any medical or disability insurance you already have.It should be noted that policies may differ by provider and often specify covered illnesses and diseases. Working with a qualified insurance broker can help you make the best decision for you and your family and give you access to the financial protection you need.

Getting Started

Critical illness insurance by KRG Insure is the best way to protect your finances in the face of major medical concerns. To get started or to learn more, contact KRGinsure today.

Get Started Today

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