Contractors
In the construction industry, contractors face a myriad of risks daily, from project delays and higher costs for building materials to skilled labour shortages and liability issues. KRGinsure offers specialized insurance solutions to protect your contracting business from these exposures, ensuring the safety and security of your projects and assets.
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Coverage Options for Contractors
Liability Coverage: Your Defense Against Liabilities
A major lawsuit could be catastrophic for your company. Liability coverage is essential to protect your business from damages caused by bodily injury, property damage, and personal injury for which your business is found to be legally liable.
Surety Bonds for Large Projects
Surety bonds are essential for commercial and institutional projects to protect the owner if the contractor defaults. These bonds ensure the contract will be executed as agreed upon by all parties.
Builders Risk Insurance for New Construction
Builders risk insurance, also known as course of construction insurance, covers hazards unique to ground-up construction. This policy protects property losses for building materials, supplies, and equipment on-site or in transit.
Workers’ Compensation Insurance
Workers’ compensation insurance is mandatory for any contractor with employees. It provides benefits if an employee is injured or becomes sick on the job, covering medical expenses and lost wages.
Commercial Auto and Property Insurance
Commercial auto insurance protects your vehicles against the costs of property damage and liability, while commercial property insurance covers your business property, including buildings, office equipment, computers, furniture, supplies, tools, or materials.
Why Insure Your Contracting Business?
Insuring your contracting business is essential to protect against various risks, including liability issues, property damage, and employee injuries. The right insurance coverage helps mitigate these risks, providing financial protection and peace of mind.
Who Is This For?
KRGinsure’s contractor insurance solutions are ideal for:
General Contractors
Protecting against liability, property damage, and project delays.
Subcontractors
Ensuring coverage for specific tasks within larger projects.
Design-build Firms
Mitigating the unique risks associated with handling both design and construction elements.
Related Insurances
Website Design and Software Developers
Transportation
Restaurants
Professional Liability (Errors & Omissions)
Pharmaceutical
Marine Risks
Non-Profit Entities
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Ensure your contracting business is protected with comprehensive insurance solutions from KRGinsure. Contact us today to get a personalized quote and see how we can tailor an insurance policy that meets your needs and budget.