Watercraft Insurance

Owning a boat offers unmatched experiences on the water, whether you’re sailing, fishing, or just cruising. However, it’s essential to have the right insurance to safeguard your watercraft and ensure smooth sailing. KRGinsure provides comprehensive watercraft insurance tailored to meet the specific needs of boat owners, offering extensive coverage options to protect your investment.

Get Started today!

"*" indicates required fields

Watercraft Insurance Coverage Options

Watercraft Medical Payments Coverage

Covers medical expenses for you and your passengers if someone is injured while on your boat.

Watercraft Liability Coverage

Protects you against financial loss if you’re held liable for bodily injury or property damage to others due to a boating accident. This includes:

Bodily Injury Liability: Covers medical bills, lost wages, and other related expenses for the injured parties.
Property Damage Liability: Covers damages to other people’s property or boats.

Property or Own Boat Coverage

Provides coverage for damage to your boat due to accidents, theft, or other covered perils. This ensures your boat can be repaired or replaced without incurring significant out-of-pocket expenses.

Repair Cost Coverage

Covers the cost of repairs to your boat, making sure it’s restored to its pre-damage condition.

Emergency Services Coverage

Reimburses costs for emergency services, such as towing and labour, if your boat is disabled on the water.

Uninsured Watercraft Coverage

Protects you and your boat if you’re involved in an accident with an uninsured or underinsured boater. This coverage includes medical expenses and repair costs.

Agreed Value Coverage

Offers coverage based on an agreed value of your boat, rather than its depreciated value, ensuring you receive the full insured amount in case of a total loss.

Personal Effects Coverage

Covers personal items on your boat, such as fishing gear, life jackets, and electronics, against loss or damage.

Additional Boat Accessories Coverage

Provides coverage for additional equipment and accessories attached to your boat, such as GPS systems, trolling motors, and other enhancements.

Boat Trailer Coverage

Covers the cost of repairing or replacing your boat trailer if it’s damaged or stolen.

Why You Need Watercraft Insurance

Many homeowner’s policies have size, value, and power restrictions for boats. If your boat exceeds these limits, you’ll need a separate boat or marine policy to ensure full coverage. Watercraft insurance not only protects your boat but also includes personal liability coverage, giving you peace of mind on and off the water.

Who Is This For?

KRGinsure’s watercraft insurance is ideal for:

Boat Owners

With vessels exceeding size, value, or power limits of homeowner’s policies.

Sailing Enthusiasts

Needing coverage for sailboats and sailing activities.

Fishing Aficionados

Owning boats equipped with fishing gear and accessories.

Recreational Boaters

Using boats for leisure and cruising.

Water Sports Participants

Engaging in water sports requiring coverage for related equipment and risks.

Related Insurances

Get Covered Today

Ensure your boat and water adventures are protected with KRGinsure’s watercraft insurance. Contact us today to get a personalized quote and explore how we can tailor a policy that offers comprehensive coverage for your watercraft.

Get a Quote

Watercraft Insurance

Get Started today!